TOP loans in Lithuania

Loans from 100 to 100,000 euros. Comparison of loan conditions.

Loan amount: 1000
Loan period: ... months
Last updated: 25.04.2024

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Gosavy
Annual percent
5.00 %
Loan sum
300 - 30,000 €
Loan period
from 3 months up to 10 years
For example, borrowing EUR 2000, concluding the contract for 24 months. for the term, fixed annual interest rate - 5%, brokerage fee 4.7%, monthly brokerage fee 0.29%, APRC (general annual rate of the consumer credit price) - 17.5%, the amount of the regular monthly installment - EUR 93.54, the loan amount transferred to you - EUR 2000, the total amount of the loan to be repaid is EUR 2338.96.
Tfbank
Annual percent
5.00 %
Loan sum
500 - 20,000 €
Loan period
from 1 year up to 8 years
For example: borrowing €4,000, concluding a contract for 60 months. for the period, monthly payment - €109.48, annual interest rate - 5%, monthly contract administration fee - 0.85%, contract conclusion fee - €0, APRC - 23.86%, total amount paid by the consumer credit recipient - €6569.10
Finbee
Annual percent
7.00 %
Loan sum
300 - 25,000 €
Loan period
from 1 year up to 7 years
Maximum APR – 43.70%. Loan approval subject to status. Rates and fees may vary based on your individual circumstances. You may cancel the loan agreement within 14 day of signing.
Manopaskola
Annual percent
9.00 %
Loan sum
500 - 25,000 €
Loan period
from 8 months up to 7 years
For example, after borrowing €3,000 for a period of 60 months with a fixed annual interest rate of 9%, a monthly contract administration fee of €7, the total annual rate of the consumer credit price (APRC) is 14.55%, the total amount to be repaid is €4,156.50. We do not charge a contract conclusion fee. Note: This offer is tentative. To get an accurate quote, you need to fill out a loan application.
Mokilizingas
Annual percent
12.90 %
Loan sum
300 - 15,000 €
Loan period
from 6 months up to 7 years
For example, borrowing €1,000 when the contract is concluded for 48 months. for the term, annual interest rate - 8.90%, contract conclusion fee - 2.90%, monthly administrative fee - 0.32%, APRC - 18.12%, total payable amount - €1380.00, monthly payment - €28.75.
Paskolos.lt
Annual percent
14.00 %
Loan sum
100 - 15,000 €
Loan period
from 3 months up to 6 years
For example: if you borrow €1,000 for 66 months. with a fixed annual interest rate of 1%, the total amount paid by the consumer credit recipient would be €1404.50, monthly payment - €21.28, monthly administration fee - €5.70 annual rate of the total price of the consumer credit - 14%, contract conclusion fee - €0. Depending on the credit amount, term and annual interest rate, the annual rate of the total consumer credit price can be from 14.00% to 59.95%, the monthly payment can be from €21.28 to €30.31.
Fjordbank
Annual percent
14.26 %
Loan sum
600 - 20,000 €
Loan period
from 1 year up to 2 years
For example, borrowing €5,000 with a 48-month contract. period, annual interest rate - 5%, monthly administration fee - 0.4% (but not less than €7) of the total credit amount, total amount paid by the consumer credit recipient - €6487.03, monthly payment - €135.15, total annual rate of consumer credit price – 14.26%. Loans are subject to the minimum APRC - 7.4%, maximum APRC - 36.15%. The amount depends on the amount and personal creditworthiness assessment.
Vivus
Annual percent
19.00 %
Loan sum
300 - 15,000 €
Loan period
from 1 month up to 3 years
Example of calculation of the Standard Total Annual Rate of Consumer Credit Price (BVKKMN): Total amount of consumer credit – 3000€, 36 months. for the term, the total amount paid by the borrower is €4930.92, the total annual rate of the consumer credit price (APRC) is 42.2%, the annual interest rate is 19%, the administration fee is 10.8%, the monthly payment is €136.97.
Smspinigai
Annual percent
21.99 %
Loan sum
100 - 15,000 €
Loan period
from 3 months up to 6 years
For example: if you borrow €1,000 for 24 months. with a fixed annual interest rate of 3.67%, the total amount paid by the consumer credit recipient would be €1218.74, monthly payment – €50.78, monthly administration fee – €7.50, annual rate of total consumer credit price – 21.99 %, contract conclusion fee - €0. Depending on the credit amount, term and annual interest rate, the annual rate of the total consumer credit price can be from 21.99% to 59.95%, the monthly payment can be from €50.78 to €83.34.
Credit24
Annual percent
23.88 %
Loan sum
100 - 5,000 €
Loan period
from 1 month up to 3 years
When repaying the granted credit limit of €500 within 36 months, the fixed annual interest rate is 23.88%, the minimum monthly payment is €19.69, the annual rate of the total consumer credit price is 27.09%, and the total amount paid is €708.70.
Creditea
Annual percent
23.88 %
Loan sum
100 - 5,000 €
Credit line
When repaying the granted credit limit of €500 within 36 months, the fixed annual interest rate (APR) is 23.88%, the minimum monthly payment is €19.69, the annual rate of the total consumer credit price (APRC) is 27.09%, and the total amount paid by the consumer credit recipient ( BVKGMS) – €708.70.
Credit24
Annual percent
23.88 %
Loan sum
100 - 5,000 €
Credit line
When repaying the granted credit limit of €500 within 36 months, the fixed annual interest rate is 23.88%, the minimum monthly payment is €19.69, the annual rate of the total consumer credit price is 27.09%, and the total amount paid is €708.70.
Bobutespaskola
Annual percent
30.00 %
Loan sum
50 - 10,000 €
Loan period
from 1 year up to 6 years
For example, borrowing €300, concluding a contract for 12 months. monthly payment – €31.5, APR – 30%, contract conclusion fee – €2.25/month, APRC – 55.51%, total amount paid by the consumer credit recipient – €378.

Fast small loans – an overview of Lithuanian loan offers with the lowest interest rates

Fast small loans are a quick and convenient way to get money for the things you need, but they often come with high interest rates. However, according to many financial experts, fast loan interest rates are one of the highest financial risks consumers face.

We offer a fast and convenient way to choose a lender with the lowest interest rates on the market. Quick small loans are adapted to the needs and possibilities of each client. We offer our clients overview loans from 100 to 100.000 euros with low interest rates.

We understand that each person has different financial capabilities and needs, so we are always ready to offer various loan options and help you find the best solution. In addition, our internet platform is easy to understand and accessible to everyone.

Low interest rates provide an excellent opportunity for consumers to save money and lower their borrowing costs. We always adhere to a fair and transparent policy, so our clients can count on complete information about the choice of loans and the costs associated with them.

So, if you need urgent financial help with some credit risk and transparent loan terms, our quick small loans are the perfect choice. We will provide you with a quick and convenient overview of Lithuanian loan offers, as well as provide you peace of mind knowing that financial services are in open and honest hands.

Find a loan online

Do you need a loan but don't have time to visit several banks and lenders? Look for a loan online.

One of the biggest benefits of looking for a loan online is convenience. You can easily compare interest rates and terms from multiple lenders from the comfort of your home or office. This means you can save time and energy while still finding the best loan option for your needs.

Another advantage is the availability of different types of loans. Whether you need a personal loan for a major purchase or a small cash loan to cover unexpected expenses, there are countless options available online. In addition, the application process is usually faster and easier than through traditional lending channels. However, it is important to remember that online loans may have higher interest rates and fees compared to traditional loans. Research and read the terms and conditions carefully before accepting any loan offers.

When looking for a loan on the Internet, it is also important to be careful and vigilant against fraudulent schemes and unscrupulous lenders. Look for reliable lenders with positive customer reviews, and be wary of those who require upfront payment or personal financial information.

Searching for a loan online can be a convenient and effective solution for those in need of financial assistance. However, it is important to do due diligence and carefully consider all options before making any commitment. Choose only the best! Our services are free!

Where can I get a loan?

Where can I get a loan? This is a question that is faced by many people who are in financial trouble or simply need financial help. The choice is very wide - you can go directly to banks, credit unions, use the services of financial intermediaries or online loan platforms.

Banks are well known as financial service providers that offer loans for a variety of purposes, from buying an apartment or a car to developing a business. However, banks require more information and documents to be provided, and their assessment process can be longer and more complex.

Credit unions are community organizations that provide services similar to banks, however their interest rates may be lower and the appraisal process may be easier. In addition, credit unions often set more stringent requirements for their members, such as a certain number of credit scores or membership fees.

Financial intermediaries are professional financial experts who help clients find suitable financial solutions, taking into account their individual needs and financial capabilities. They may provide services related to borrowing, investing, advising, etc.

Online lending platforms are very convenient and fast, allowing you to get a loan directly via the Internet quickly and easily. They offer consumers various types of loans, ranging from small, short-term loans to large, long-term loans. However, you need to be careful and choose only reliable and trusted online lending platforms to avoid scammers and protect your finances.

After finally choosing the right lender, you should carefully read the loan agreement and make sure that you are well aware of all related aspects such as interest rates, repayment terms, disciplinary sanctions, etc., in order to ensure reliable and safe loan repayment.

Small loan

A small loan is a financial instrument provided by financial institutions that provides access to small amounts of borrowed funds for individuals or small businesses. This type of loan is usually characterized by low loan amounts and a relatively short repayment period.

Small credit is an important instrument of financial inclusion and promotes the development of small business and personal finance. It allows small businesses to obtain the necessary capital to start or develop their activities, and provides individuals with the opportunity to implement their small projects or solve short-term financial needs.

Small loans usually have more flexible requirements for borrowers as they are focused on providing financial support to people and businesses with low incomes or limited credit histories. They can be available both on bail and without security.

Small loans play an important role in stimulating economic growth and promoting social mobility. They promote equal opportunity and improve people's lives by providing them with access to financial resources that can be used for education, business development and overcoming financial hardship.

Small credit is an important tool in the financial services industry, and its development contributes to the creation of sustainable and inclusive economies. Small loans in Lithuania have long become a popular mass financial product.

Quick loan

A quick loan is a convenient and efficient financial instrument provided by financial institutions that allows you to receive urgent financial security in the shortest possible time. This type of loan is distinguished by minimal formalities and an accelerated application process, which allows borrowers to quickly receive the necessary funds.

A quick loan is an indispensable tool in situations where an immediate financial solution is required. It can be used to cover unexpected expenses, repairs, medical bills, or other urgent financial needs. A quick loan application is processed promptly, which reduces waiting times and allows borrowers to quickly respond to financial circumstances.

Quick loans open doors to financial flexibility and help borrowers avoid lengthy processes associated with traditional loan products. They provide access to funds without complicated paperwork and long waiting times. Thanks to automated systems and the use of advanced technologies, an application for a quick loan can be made online, at any convenient time.

Quick loans promote financial inclusion and inclusiveness, especially for those who do not have access to traditional forms of credit or have limited credit history. They help to cope with financial emergencies and provide an opportunity to improve personal financial conditions.

Fast loans are a modern solution for urgent financial needs and reflect the development of financial services in the digital age. They provide borrowers with quick and convenient access to funds, helping to improve financial well-being and improve customer service. Choose a quick loan in our largest offer database in Lithuania!

Consumer credit

Consumer credit is one of the most popular and frequently used financial services in Lithuania. This is a loan granted to an individual to meet his personal needs or finance his business activities.

One of the advantages of a consumer loan is the ability to obtain it without collateral or other security. This means that you only need to have enough money to get a loan. In addition, personal loans are valued because they can help solve short-term problems such as emergency expenses or bill payments.

This loan has some drawbacks, for example, it requires higher interest rates than if the borrower had loan collateral. In addition, it can lead to financial hardship if the borrower does not have an orderly financial record or only repays small amounts.

It should be noted that consumer loans can be provided in different amounts and for different periods. The companies providing these loans may also have different requirements and interest rates, so it is important to familiarize yourself with the rules of the financial institution in advance in order to avoid problems.

The final decision on consumer credit depends on the specific situation and possibilities. However, if credit is used responsibly and well managed, it can help improve the quality of life and enhance financial security.

What is a consumer loan? A consumer loan is a financial product that provides the borrower with an opportunity to receive a certain amount of money that can be used for various needs, ranging from home renovation to travel or anything else. This is a type of loan, usually provided without a specific purpose, and the borrower freely disposes of the funds received.

Consumer loans are provided by financial institutions such as banks or credit unions and require the borrower to have a certain creditworthiness and ability to repay the loan. Loan amounts and interest rates may vary depending on the credit institution and the solvency of the borrower.

One of the advantages of consumer loans is their flexibility, and their repayment terms can be adapted to the borrower's income sources. However, this is a financial obligation that can affect your credit history and future financial planning, so it is important to carefully consider all the terms of the contract and calculate income and expenses.

When faced with financial difficulties, many choose to take advantage of credit cards and lines of credit as they provide additional financial support. The difference is that these products are usually more flexible and have shorter repayment periods. However, they have their own specific advantages and disadvantages, and each situation must be considered individually.

All set, a consumer loan can be a good option if you need a little financial help and are willing to repay the loan in accordance with the terms of the contract. It is important to carefully consider all options and choose the best solution for your individual situation. Our database of loan offers, the largest in Lithuania, will help you choose a consumer loan.

All about consumer loans

Consumer loans are a great way to finance planned purchases or solve financial problems quickly. However, as with any financial decision, there are well-informed and ill-informed consumers. Therefore, if you are planning to take out a consumer loan for several thousand euros, you should know what you need to know about this form of financing.

The first and most important question - how much will it cost you? Before signing a consumer loan agreement, you must carefully read all the terms and conditions of the agreement and calculate the total amount to be paid. This includes not only interest, but also various payments such as administration fees or late fees. Pay attention to the interest rate: the higher it is, the more expensive your loan will be.

The next question is how long will the loan repayment last? Typically, the repayment period of a consumer loan ranges from several months to several years. It is important to think carefully and calculate how long it will take to fully repay and whether you will get extra time when you refinance. Budgeting and financial management skills can help you better understand your monthly financial obligations and how they will affect your income.

It is also important to pay attention to your creditworthiness and credit history. Credit history is the way borrowers evaluate their solvency and credit history. If the borrower has a poor credit history, the interest rate can be much higher and some borrowers may find it difficult to get approved.

Consumer loans offer significant financial assistance when you need additional funds. However, it is important to fully understand your financial situation in order to choose the most suitable financial instrument. Pay attention to all payments and consult with experts to choose the best solution and achieve financial goals with the least commitment.

Why is it worth looking for loan offers through Mkreditas.lt?

It is worth looking for loan offers through Mkreditas.lt, because it is a convenient and fast way to get a loan online. Mkreditas.lt is a reliable financial platform that allows you to easily and quickly find consumer loans and loans.

When searching through Mkreditas.lt, you can choose the appropriate loan size, interest rate and repayment period based on your financial capabilities. The search for loan offers through Mkreditas.lt is simple and fast, without the need for detailed collection of documents and bureaucratic procedures.

In addition, Mkreditas.lt is a secure platform that ensures the privacy and security of your personal data. We do not ask for any of your information!

Another advantage of applying through Mkreditas.lt is that you can get quick answers and choose the right offer faster than when you apply directly to banks or credit unions. You can also get detailed information about different types of loans, interest rates, payment procedures and other important aspects to help you make informed financial decisions.

However, please note that when looking for loan offers through Mkreditas.lt, you will still need to have a certain creditworthiness and ability to repay the loan. Before choosing a particular loan offer, you should carefully evaluate your financial capabilities and carefully consider the terms of loan repayment in order to avoid possible financial difficulties in the future.

A popular misconception about fixed interest rates.

Fixed interest rate - not really fixed! Most people, upon hearing the word „fixed interest rate“, immediately begin to create a lot of excitement. And this is not surprising, because banks and financial institutions advertise really high interest rates for investors or borrowers, but, unfortunately, the reality is a little different.

However, is there such a thing as always having a fixed interest rate of only 5%? There may be some factors that determine these interest rates, but attention should be paid to how banks and financial institutions use the terms and their meanings.

There are actually two main types of interest: simple interest and compound interest.

Simple interest is interest that is paid periodically, usually annually or quarterly, and is calculated only on the principal amount of the capital. This means that only a fixed amount of interest is paid for each payment period, and the balance of the amount does not change. Simple interest is most often used for consumer loans or other short-term financial transactions.

Compound interest is interest that is added to the initial capital and to the previous accrued interest. This means that the amount of interest increases with each payment period.

„Always fixed“ interest rates means that the interest rate remains the same throughout the term of the agreement. However, there are rules that can change this rate, such as raising or lowering prices. Thus, even „always fixed“ interest rates can change.

So, is it really possible to get „always fixed“ interest rates as low as 5%? The answer may be „maybe“ because these numbers depend not only on the specific amount of money you borrow, but also on your credit history, lender's conditions and situations, and other factors. However, it is important to understand that financial institutions always announce the interest rates that bring them the most profit. This means that you should always be careful and check all the details before choosing a particular instrument or entering into an agreement with a financial institution.